If you are having difficulty meeting monthly debt repayments we can provide high quality confidential advice. 

An IVA may not be suitable in all circumstances and we will discuss all of your options. If an IVA is arranged then fees will apply and your credit rating may be affected, so it is important to seek good quality advice. 

Call us today and speak to our Insolvency Practitioner on 02920 611047. 


We provide professional advice and arrange bespoke IVAs

Individual Voluntary Arrangement

We  can arrange an Individual Voluntary Arrangement (IVA) to make your debt manageable. An IVA collects together you unsecured debt and allows you to make a single monthly payment. 

We will arrange an IVA that will leave you able to meet all you reasonable household expenses – you only pay what you can afford. You don’t have to worry about the debt growing as a result of interest and your creditors can’t take action against you. 

After the agreed period, usually five years, all of the remaining debt is written off. 

Whiteoak Morris will draft the paperwork and deal with the technicalities. If the IVA is approved your creditors will stop contacting you and contact us instead.

Fees will apply and your credit rating may be affected so it is important to seek good quality advice. Whiteoak Morris will discuss your options and circumstances in detail. 

See our IVA – Frequently Asked Questions Guide

Call us today for confidential advice. 

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